Mortgage Guides

Read our guide on the basics of mortgages (optional)

A First Time Buyer's guide to Mortgages

Explore our beginner's guide to mortgages: Learn how they work, factors affecting borrowing, and tips on choosing the right mortgage type, length, and rate for your financial health.

Consider talking to a mortgage broker

What is a Mortgage Broker?

Learn how mortgage brokers can save you time, find cheaper deals, and guide you through the process. Get tips on choosing the right broker and avoid common pitfalls.

Get a mortgage in principle (optional)

Mortgage in principle

Unlock the secrets to a successful home purchase with our insights on getting a Mortgage in Principle. Understand its importance, application process, and impact on your credit score.

Get your proof & documents ready for your mortgage application

Get your proof & documents ready for your mortgage application

Prepare for your mortgage application with our guide on required documents for proof of identity, income, deposit evidence, and special conditions for flats and new homes.

What to do if your mortgage application has problems (optional)

What to do if your mortgage application has problems

Overcome mortgage setbacks: Strategies for when your application is declined or your property is down-valued, including using a mortgage broker and finding comparable sales.

What to do if your mortgage offer is 2 months from expiring (optional)

What to do if your mortgage offer is 2 months from expiring

Learn the implications of an expiring mortgage offer and how to manage the process, including potential for extension, re-application necessities, and how it affects your property deal.

Get insurance for your mortgage

What insurance do you need for your mortgage?

Discover why insurance is essential for mortgage protection and peace of mind. Explore various types of insurance, from Life Insurance to Mortgage Payment Protection.

Fairy Godmover Waving

Let's plan your next steps!

Hello, I'm your Fairy Godmover 👋 I'm here to guide you through your home buying process. Let me make you a checklist of everything you'll need to do, and guide you step by step.

Do you have any questions or thoughts on how we could improve this page? Please let us know at info@fairygodmover.com !