Get your proof & documents ready for your mortgage application

Last Updated: 29th Apr, 2024

Author: Charlotte Burton

Get your proof & documents ready for your mortgage application

Requirements for All Applicants

  • Proof of Identity and Address: You'll typically need a valid form of ID like a passport or driving licence. For proof of address, recent utility bills or bank statements are commonly accepted.
  • Bank Statements: These are often required to verify your financial stability and spending habits. Be prepared to provide 3-6 months of statements. You may be asked to provide further proof of your outgoings such as credit card borrowing & childcare costs.
  • Evidence of Deposit: Proof of your deposit, and in cases where the deposit is a gift, a letter from the donor confirming it's a non-refundable and unconditional gift.
  • Proof of Income: For employed individuals, recent payslips (usually the last three months) and a P60 form are typical requirements. Payslips should ideally include details like employer’s name, your name, payment date, and net and gross pay. See below if you are self-employed.

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