Apply for a mortgage & pay initial fees

Depending on your mortgage, you may need to pay fees upon application. These could include a mortgage valuation fee, a mortgage booking fee and a mortgage arrangement fee. Some mortgages may not charge these fees at all.

After application, it may take 2-4 weeks for your mortgage offer to be confirmed. The offer is generally then valid for 6 months (or sometimes 9 months for a specialist new build mortgage).

More on Initial Mortgage Fees